Today, you are busy climbing the ladder of success and realising your dreams. Today time is with you. However, it is never certain and us humans have realised this quite well during the pandemic. From companies shutting their operations completely, to employee layoffs, social distancing protocols have come at some extensive costs to the global economy.
This raises a question to the others who still have a good job in hand. Will your income be the same forever? Will you be able to live life on your own terms even after you retire? Seems unlikely?
Thanks to enhanced marketing campaigns and some policymakers & outreach programs, people across the globe have realised this and the constant shift towards health and life insurance is a testament to that.
For instance, the HDFC Pension Super is an insurance policy that is designed to provide a retirement income for life with the freedom to maximise your investment returns.
What does HDFC Pension Super give you:
– Freedom from tracking the market with Asset Allocation option
– Bumper addition to the fund value at vesting
– Provides a post retirement income for life
– A flexibility to plan your retirement date
You can choose your premium and the investment strategy. At the end of the policy term, you will receive the accumulated value of your funds, which will be used to provide your pension income.
In the event of the unfortunate demise during the policy term of HDFC Pension Super, the spouse will receive the unit fund value as cash lump sum to sail through the retirement years.
3 Easy Steps to your own investment plan
Step 1- Choose your retirement age
Step2 – Choose the premium you wish to invest, based on your retirement needs
Step 3- Choose the investment strategy you desire
Alongside this, there is a lot to choose from and there are multiple options available which can be customized as per the customer’s needs.
It is rightly said, savings are important and when you would be old, not as functionable as you’re right now, it is such investments that would enhance your lifestyle without having to worry about expenses.